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Full Opinion
In this case, we consider whether condominium owners can sue their condo association under the Fair Housing Act (FHA), 42 U.S.C. §§ 3601 et seq., for alleged religious and racial discrimination that took place after the owners bought their condo unit. We highlight the word âafterâ because based on a prior opinion from this court, Halprin v. Prairie Single Family Homes of Dearborn Park Assân, 388 F.3d 327 (7th Cir.2004), the district court concluded that condo owners couldnât rely on the FHA to safeguard their rights from any post-acquisition discrimination. We took this case to the full court to consider this important question. Upon careful review of the FHA and our prior opinion in Halprin, we conclude that in some circumstances homeowners have an FHA cause of action for discrimination that occurred after they moved in. On the facts of this case, we conclude that Lynne, Helen, and Nathan Bloch have offered enough evidence to allow a trier of fact to decide whether they suffered intentional discrimination at the hands of the Shoreline Towers Condo Association and its president Edward Frischholz. We therefore reverse the summary judgment granted against the Blochs.
I. The Mezuzah Dispute
At the center of this case is a little rectangular box, about six inches tall, one inch wide, and one inch deep, which houses a small scroll of parchment inscribed with passages from the Torah, the holiest of texts in Judaism. 1 The scroll is called a mezuzah (or in the plural form, mezuzot or mezuzoh). Though small in size, the mezuzah is a central aspect of the Jewish religious tradition â many Jews believe they are commanded by God to affix mezuzot on the exterior doorposts of their dwelling (specifically, on the right doorpost when facing into the home, one-third of the way down from the top of the doorway, within about three inches of the doorway opening). Many Jews touch and kiss the mezuzah and pray when entering a home with a mezuzah on the doorpost. 2
*773 The Blochs, long-time residents of three units in the Shoreline Towers condominium building, are Jewish. As residents, the Blochs are subject to the rules and regulations enacted by the Condo Associationâs Board of Managers. For approximately three decades, the Blochs displayed mezuzot on the doorposts outside of their condo units without objection.
In 2001, the Associationâs rules and regulations committee enacted a set of rules to govern certain activities taking place outside the units in the common hallways. Lynne chaired that committee at that time and voted in favor of the rules. The âHallway Rules,â as they have come to be called, stated:
Hallways
1. Mats, boots, shoes, carts or objects of any sort are prohibited outside Unit entrance doors.
2. Signs or name plates must not be placed on Unit doors.
3. Pets must not be left unattended in the hall. Hallways should not be used as dog/pet runs.
4. No alterations to the common area hallways are allowed.
5. No playing with or riding of bicycles, tricycles, roller blades, etc. is allowed.
Weâre most concerned with Hallway Rule 1. From the Rulesâ enactment until mid-2004, the Association did not remove mezuzot or any other object affixed to the outside of unit doors or doorposts, with the exception of a few pictures, depicting a swastika, a marijuana plant, and the Playboy bunny. Instead, the Association ordinarily relied on Rule 1 to remove clutter from the hallways.
In May 2004, the Association began renovating the buildingâs hallways and repainted the walls and doors. The Association asked residents to remove everything from their doors to prepare for the work. The Blochs obliged and took down their mezuzot. When the work was finished, they put their mezuzot back up. But then, without notice to the Blochs, the Association began removing and confiscating the mezuzot. The Association said that mezuzot on doorposts violated Hallway Rule 1, because âobjects of any sortâ included mezuzot. It included more than that, though, as the Association also confiscated crucifixes, wreaths, Christmas ornaments, political posters, and Chicago Bears pennants.
The Blochs voiced their concerns to the Association and provided the Association with information explaining the religious significance of the mezuzah. For example, a letter from the Chicago Rabbinical Council explained that Jewish law requires mezuzot to be displayed on the exterior doorpost, rather than indoors. Another letter explained that observant Jews could not live in a place that prohibited them from affixing mezuzot to their doorposts. But the Blochs received no relief from Frischholz or the Association. Though Frischholz knew as early as 2001 that removing mezuzot would be a problem for Lynne Bloch, he made no effort to stop the staff from repeatedly tearing them down. Instead, he accused Lynne of being a racist, called her a liar, encouraged other tenants to vote against her re-election to the Associationâs Board of Managers, and told her that if she didnât like the way the rules were enforced, she should âget out.â He also admitted in his deposition that, when Lynne was on the Board, he held Board events on Friday evenings, despite knowing that Lynne could not attend due to her religious obligations. When asked about whether he was aware of those obligations, he answered affirmatively, stating, âSheâs *774 perfectly able. She decides not to.... She says that she canât attend after sunset, because it is Shavus [sic].â 3 He was well aware of Lynneâs fidelity to Judaic religious practices.
As for the Board, it rejected a formal proposal by the Blochs to change the Rules. The Association went on to warn the Blochs that they would be fined if they continued to display their mezuzot. So for over a year, each time the Blochs put their mezuzot back up, the Association took them down. We also know that the mezuzah of at least one other Jew, Debra Gassman, was removed pursuant to the reinterpretation of Rule 1.
The mezuzah removals persisted even during the funeral of Marvin Bloch, Lynneâs husband and Helen and Nathanâs father, despite the Blochsâ request that the mezuzot be left up for the seven-day Shivah, the Jewish period of mourning. 4 Frischholz had agreed to allow the mezuzah to stay up during Shivah. The Association also provided a coat rack and a card table, both of which were placed in the hall outside the Blochsâ condo unit. A jug of water was placed on the table so visitors could wash their hands when returning from the cemetery. Upon their return from the burial, though, the Blochs and their guests, including a rabbi, were shocked to find the doorpost empty once again. The Blochs were humiliated having to explain to the rabbi why, on the day of the funeral, their mezuzah was not on the doorpost. The coat rack and the table, however, were still sitting in the hallway. The Blochs reaffixed the mezuzah after retrieving it from the management office. But on three more occasions during the week-long Shivah, the Blochs were interrupted in their mourning as they confronted the Shoreline Towers maintenance staff who came to again take down their mezuzah. (Of course, we donât vouch for the veracity of these facts and the inferences that can be drawn from them, but we must accept the facts as true and construe reasonable inferences in the Blochsâ favor at this stage in the proceedings.)
On September 16, 2005, the Blochs filed this lawsuit, seeking an injunction and damages for distress, humiliation, and embarrassment. A magistrate judge entered an order prohibiting the defendants from removing the Blochsâ mezuzot, consistent with a rule change the Board of Managers was considering. Shortly thereafter, the Board ratified the change, which created an exception to Hallway Rule 1 for religious objects. In the coming months, the City of Chicago would amend its code to proscribe in condos and rental properties restrictions on affixing religious signs or symbols to doorposts. See Chi., 111., Municipal Code, § 5-8-030(H). Soon thereafter, the Illinois legislature followed suit. See 765 ILCS 605/18.4(h). These legislative changes mooted the Blochsâ claim for an injunction, but their claim for damages remains alive.
II. The Proceedings Leading to Rehearing En Banc
The Blochs sought relief on both federal and state grounds. On the federal side, the Blochs asserted three theories based on the FHA, 42 U.S.C. §§ 3604(a), 3604(b), *775 and 3617; and one on the Civil Rights Act, 42 U.S.C. § 1982. The district court, however, granted summary judgment for the defendants on each federal theory. The court concluded that our decision in Halprin precluded FHA claims under § 3604(a) and (b) for discrimination that occurred while the Blochs owned their condo unit, because Halprin said the FHA prohibited discrimination only at the time of sale. The district court also found that the record failed to show that the defendants harbored any discriminatory animus based on religion or race toward the Blochs. Since §§ 3617 and 1982 require proof of discriminatory intent, the court found these claims meritless as well. Finally, without any federal claims left, the district court declined to exercise supplemental jurisdiction over the Blochsâ state-law claims.
The Blochs appealed to this court and the panel affirmed over a dissent. Bloch v. Frischholz, 533 F.3d 562 (7th Cir.2008). The majority agreed with the district court that the Blochs failed to present sufficient evidence of intentional discrimination to survive summary judgment. In the majorityâs view, the Hallway Rules were neutrally adopted and enforced, so the Blochs merely sought a religious accommodation. Id. at 565. Though the FHA permits accommodations for disabilities, it is silent as to religious accommodations. Id. Because we cannot create what Congress left out, the majority concluded the Blochsâ discrimination claims must fail, regardless of the theory. Id.
The dissent, on the other hand, didnât see a request for accommodation but rather a straightforward claim for intentional discrimination. Id. at 572-73 (Wood, J., dissenting). The dissent examined the statute and found that the Blochs could maintain a claim for post-sale discrimination under the FHA; Halprin left enough room for the Blochs to rely on § 3604(a) and (b). Id. at 570-71. Concluding that the FHA could give the Blochs a cause of action, the dissent went on to argue that, based on the record, it does. The dissent contended that the majority prematurely characterized the Blochsâ claim as one for an exception to the supposedly neutral Hallway Rules. Whether Hallway Rule 1 reached mezuzot at all, the dissent argued, was a disputed material issue of fact. Moreover, the dissent found that the Blochs marshaled sufficient facts to show that the Associationâs âreinterpretationâ of the Hallway Rule in 2004 to include mezuzot was intentionally discriminatory. In other words, though Hallway Rule lâs text was facially neutral, the record contained evidence that the defendantsâ enforcement of it was done with discriminatory animus, allowing the Blochs to proceed to trial. Id. at 572-73.
III. The Fair Housing Act
This case presents essentially two questions. First, under which federal theories, if any, can the Blochs seek relief? We focus exclusively on the three FHA provisions to determine whether any of them supports a claim for post-sale discrimination. 5 Second, did the Blochs offer suffi *776 cient evidence of discrimination to proceed to trial on one or more of their federal theories?
We begin with the FHA. The Blochs argue they can sustain independent claims under all three provisions, 42 U.S.C. §§ 3604(a), 3604(b), and 3617. The defendants, by contrast, contend that none of these statutes provides the Blochs an avenue for relief because the FHA, with respect to condo owners, is addressed only to discrimination that takes place in the sale of housing. They assert that the FHAâs protections are left on the doorstep as owners enter their new homes. We examine each of the three theories in turn.
A. 42 U.S.C. § 3604(a)
Section 3604(a) makes it unlawful â[t]o refuse to sell or rent after the making of a bona fide offer, or to refuse to negotiate for the sale or rental of, or otherwise make unavailable or deny, a dwelling to any person because of race, color, religion, sex, familial status, or national origin.â The issue is whether this text prohibits any form of discrimination after the buyer or renter signs on the dotted line. (We recognize that the plaintiffs in this case are owners rather than renters, but there is no reason that there would be a distinction under the relevant provisions of the FHA.) Our opinion in Halprin left little room for a post-acquisition discrimination claim. Halprin also involved allegations of antiSemitic harassment; members of the homeownersâ association allegedly graffitied and vandalized the plaintiffs property and thwarted the plaintiffs attempts to investigate this conduct. 388 F.3d at 328. This harassment did not give rise to an FHA claim, we concluded in Halprin, because the FHA by and large concerned only âaccess to housing.â Id. at 329 (emphasis in original).
Nonetheless, Halprin noted that â[a]s a purely semantic matter the statutory language might be stretched far enough to reach a ease of âconstructive eviction.â â Id. That statutory language is the âotherwise make unavailable or denyâ part, which is not tethered to the words âsale or rentalâ that constrain the other two § 3604(a) clauses. Availability of housing is at the heart of § 3604(a). âSection 3604(a) is designed to ensure that no one is denied the right to live where they choose for discriminatory reasons.â Southend Neighborhood Improvement Assân v. County of St. Clair, 743 F.2d 1207, 1210 (7th Cir.1984). There could be situations where a person is denied that right after he or she moves in. Prohibiting discrimination at the point of sale or rental but not at the moment of eviction would only go halfway toward ensuring availability of housing. A landlord would be required to rent to an African-American but then, the day after he moves in, could change all the locks and put up signs that said, âNo blacks allowed.â That clearly could not be what Congress had in mind when it sought to create âtruly integrated and balanced living patterns.â Trafficante v. Metro. Life Ins. Co., 409 U.S. 205, 211, 93 S.Ct. 364, 34 L.Ed.2d 415 (1972) (quotation omit ted). So we agree with Halprin that § 3604(a) may reach post-acquisition discriminatory conduct that makes a dwelling unavailable to the owner or tenant, somewhat like a constructive eviction. See Evans v. Tubbe, 657 F.2d 661, 662-63 & n. 3 (5th Cir. Unit A Sept.1981) (concluding that defendantâs depriving plaintiff-landowner access to already-owned property *777 on account of race arguably violated § 3604(a)).
The question here is whether the defendants have made the Blochsâ units âunavailableâ because of their religion (or their race). Proving constructive eviction is a tall order, but itâs the best analogy the Blochs give to support their argument. Ordinarily, the plaintiff in such a case must show her residence is âunfit for occupancy,â often to the point that she is âcompelled to leave.â Blackâs Law Dictionary 594 (8th ed. 2004). Plaintiffs must show more than a mere diminution in property values, see Southend Neighborhood, 743 F.2d at 1210; Cox v. City of Dallas, Tex., 430 F.3d 734, 742-43 & n. 21 (5th Cir.2005), more than just that their properties would be less desirable to a certain group, see Tenafly Eruv Assân v. Tenafly, 309 F.3d 144, 157 n. 13 (3d Cir.2002). Even in Halprin, the allegations of the defendantsâ blatantly discriminatory acts, including spraying the plaintiffs yard with harmful chemicals, were insufficient to give rise to a § 3604(a) claim. Availability, not simply habitability, is the right that § 3604(a) protects. See Southend Neighborhood, 743 F.2d at 1210 (â[Section 3604(a) ] does not protect the intangible interests in the already-owned property raised by the plaintiffs [sic] allegations.â); Jersey Heights Neighborhood Assân v. Glendening, 174 F.3d 180, 192 (4th Cir.1999) (rejecting plaintiffs claim that selection of site for new highway construction violated § 3604(a) because plaintiff failed to allege that âanyone has for discriminatory reasons been evicted from his home or denied the right to purchase or rent housingâ); Clifton Terrace Assocs., Ltd. v. United Techs. Corp., 929 F.2d 714, 719 (D.C.Cir.1991) (âA lack of elevator service is a matter of habitability, not availability, and does not fall within the terms of these subsections.â).
Still, despite the analogy to constructive eviction, nothing in § 3604(a) suggests that âunavailabilityâ refers only to the physical condition of the premises. â[C]ourts have construed the phrase âotherwise make unavailable or denyâ in subsection (a) to encompass mortgage âredlining,â insurance redlining, racial steering, exclusionary zoning decisions, and other actions by individuals or governmental units which directly affect the availability of housing to minorities.â Southend Neighborhood, 743 F.2d at 1209 & n. 3 (citing cases). In other words, the defendant need not burn the plaintiffs house down for the plaintiff to have an FHA claim. A defendant can engage in post-sale practices tantamount to âredliningâ that make a plaintiffs dwelling âunavailable.â
The Blochs argue that the defendantsâ reinterpretation of Hallway Rule 1 rendered Shoreline Towers unavailable to them and other observant Jews because their religion requires that they be able to affix mezuzot to their doorposts. Letters from the Mezuzah Division of Chicago Mitzvah Campaigns, the Rabbinical Council of Chicago, and the Decalogue Society of Lawyers state that Jewish law requires observant Jews to place mezuzot on the exterior of their entrance doorposts. One went so far as to explain that, âA Jew who is not permitted to affix mezuzohs as aforesaid to all of the doorposts of his dwelling would therefore be required by Jewish Law not to live there.â We think this evidence is sufficient to establish a dispute about whether Shoreline Towers was unavailable to observant Jews.
But was it ever unavailable to the Blochs? Though our interpretation of unavailability under the FHA is undoubtedly a matter of federal law, an analogy to the common law property concept of constructive eviction is useful. The defendants argue that the Blochs were never *778 evicted, actually or constructively, because they never vacated the premises. The defendantsâ point is well-taken. To establish a claim for constructive eviction, a tenant need not move out the minute the landlordâs conduct begins to render the dwelling uninhabitable â in this case, when the defendants began enforcing the Hallway Rule to take down the Blochsâ mezuzot. Tenants have a reasonable time to vacate the premises. Auto. Supply Co. v. Scene-in-Action Corp., 340 Ill. 196, 203, 172 N.E. 35 (1930); see also Shaker & Assocs., Inc. v. Med. Techs. Group, Ltd., 315 Ill.App.3d 126, 248 Ill.Dec. 190, 733 N.E.2d 865, 873 (Ill.App.Ct.2000). Nonetheless, it is well-understood that constructive eviction requires surrender of possession by the tenant. E.g., Infinity Broad. Corp. of Ill. v. Prudential Ins. Co. of Am., 869 F.2d 1073, 1077-78 (7th Cir.1989) (citing cases); Restatement (Second) of Prop.: Landlord & Tenant §§ 5.4, 10.1 cmt. e (1977); Auto. Supply Co., 340 Ill. at 201, 172 N.E. 35; Shaker & Assocs., 248 Ill.Dec. 190, 733 N.E.2d at 872; JMB Props. Urban Co. v. Paolucci, 237 Ill.App.3d 563, 178 Ill.Dec. 444, 604 N.E.2d 967, 969 (1992); Sigsbee v. Swathwood, 419 N.E.2d 789, 794 (Ind.Ct.App.1981); see also Blackâs Law Dictionary, supra, at 594. If the tenant fails to vacate within a reasonable time, she waives her claim for constructive eviction. Auto. Supply Co., 340 Ill. at 203, 172 N.E. 35; JMB Props. Urban Co., 178 Ill.Dec. 444, 604 N.E.2d at 969; DellâArmi Builders, Inc. v. Johnston, 172 Ill.App.3d 144, 122 Ill.Dec. 150, 526 N.E.2d 409, 412 (1988).
We recognize that the analogy to constructive eviction is imperfect. Section 3604(a) concerns making a dwelling âunavailable,â not constructive eviction per se. Still, the Blochs never moved out. Though the Blochs compare their plight to constructive eviction, they give no reason why they failed to vacate. Instead, they stayed put and resisted (by repeatedly replacing their mezuzot) the defendantsâ allegedly discriminatory enforcement of Hallway Rule 1 for over a year before a court enjoined the Ruleâs enforcement and the Association amended the Rules. Whether âunavailabilityâ means that a plaintiff must, in every case, vacate the premises to have a § 3604(a) claim is an issue we refrain from reaching. 6 But based on these facts, we see no possibility that a reasonable jury could conclude that the defendantsâ conduct rendered Shoreline Towers âunavailableâ to the Blochs, which is what § 3604(a) requires. See Infinity Broad., 869 F.2d at 1078 (holding that district court âcorrectly declined to render an advisory opinionâ where plaintiff sued for constructive eviction but had not yet vacated premises); Shaker & Assocs., 248 Ill.Dec. 190, 733 N.E.2d at 873 (ten-month delay to find new location deemed unreasonable); Auto. Supply Co., 340 Ill. at 203, 172 N.E. 35 (two-month delay after loss of heat deemed unreasonable); Sigsbee, 419 N.E.2d at 795 (eight-month delay deemed unreasonable). Section 3604(a) does not contemplate attempted constructive eviction.
The panel dissent raised one other possibility for the Blochs â the Hallway Rule restricted not only the Blochsâ ability to live in their unit but also their ability to sell to other observant Jews. To borrow the words from the dissent, âHallway Rule 1 operates exactly as a redlining rule does *779 with respect to the ability of the owner to sell to observant Jews. No such person could buy a unit at Shoreline Towers. The Association might as well hang a sign outside saying, âNo observant Jews allowed.â â Bloch, 533 F.3d at 570 (Wood, J., dissenting). Such a sign would undoubtedly violate § 3604(a); hence, so would the Hallway Rule. However, the Blochs never made this argument to the district court, and moreover, offered no evidence that they intended to sell their units and that the Ruleâs enforcement stifled their efforts. As such, we conclude that the Blochs cannot proceed under § 3604(a). 7
B. 42 U.S.C. § 3604(b)
Turning to the second of the three FHA theories, § 3604(b) makes it unlawful â[t]o discriminate against any person in the terms, conditions, or privileges of sale or rental of a dwelling, or in the provision of services or facilities in connection therewith, because of race, color, religion, sex, familial status, or national origin.â Again, our task is to determine whether this provision proscribes the sort of post-acquisition discrimination alleged in this case. Subsection (b)âs language is broad, mirroring Title VII, which we have held reaches both pre-and post-hiring discrimination. See Kyles v. J.K. Guardian Sec. Servs., Inc., 222 F.3d 289, 295 (7th Cir.2000) (âCourts have recognized that Title VIII is the functional equivalent of Title VII, and so the provisions of these two statutes are given like construction and application.â (internal citations omitted)); DiCenso v. Cisneros, 96 F.3d 1004, 1008 (7th Cir.1996) (â[W]e recognize a hostile housing environment cause of action [under the FHA], and begin our analysis with the more familiar Title VII standard.â). Nonetheless, Halprin found the scope of this provision more limited than Title VII, 388 F.3d at 329, and the defendants rely on Halprin to argue that the FHA does not reach any claims of post-acquisition discrimination. We read Halprin more narrowly, however, and see two possibilities for relief in this case, only the latter of which is viable for the Blochs.
Like subsection (a), constructive eviction is an option under § 3604(b) as well. As we recognized in Halprin, the right to inhabit the premises is a âprivilege of sale.â 388 F.3d at 329. Deprivation of that right by making the premises uninhabitable violates § 3604(b). See Cox, 430 F.3d at 746 (â[Section] 3604(b) may encompass the claim of a current owner or renter ... for actual or constructive eviction.â). However, as we just discussed, the Blochs have no constructive eviction claim. So this § 3604(b) avenue is closed to them.
But the âprivilegeâ to inhabit the condo is not the only aspect of § 3604(b) that this case implicates. The Blochs alleged discrimination by their condo association, an entity by which the Blochs agreed to be governed when they bought their units. This agreement, though contemplating future, post-sale governance by the Association, was nonetheless a term or condition of sale that brings this case within *780 § 3604(b). 8 See Cox, 430 F.3d at 746 (â[Section] 3604(b) may encompass the claim of a current owner or renter for attempted and unsuccessful discrimination relating to the initial sale or rental.â); Woods-Drake v. Lundy, 667 F.2d 1198, 1201 (5th Cir.1982) (â[W]hen a landlord imposes on white tenants the condition that they may lease his apartment only if they agree not to receive blacks as guests, the landlord has discriminated against the tenants in the âterms, conditions and privileges of rentalâ on the grounds of ârace.â â).
Shoreline Towers operates under a common plan or âDeclarationâ that sets forth the rights, easements, privileges, and restrictions subject to which condo owners take their units upon purchase. Unit owners must, for instance, pay their share of the expenses of administration, maintenance, and repair of the buildingâs common elements. The Declaration also establishes a Board of Managers, elected by the unit owners, to oversee the administration of the building; the Declaration vests the Board with the authority to carry out this duty. For example, the Board can cause certain repairs to the common elements to be performed at a unit ownerâs expense. The Board may also adopt and enforce rules and regulations that it âdeem[s] advisable for the maintenance, administration, management, operation, use, conservation and beautification of the Property, and for the health comfort, safety and general welfare of the Unit Owners and Occupants of the Property.â So, upon purchasing their units, the Blochs agreed to be bound by the enactments of the Board of Managers, both present and future.
This contractual connection between the Blochs and the Board distinguishes this case from HaVprin. Halprin made it clear that § 3604(b) is not broad enough to provide a blanket âprivilegeâ to be free from all discrimination from any source. Plaintiffs generally cannot sue under § 3604 for isolated acts of discrimination by other private property owners. Neither the FHAâs text nor its legislative history indicates an intent to make âquarrels between neighbors ... a routine basis for federal litigation.â 388 F.3d at 329. As deplorable as it might have been, the defendantsâ alleged conduct in Halprin was not linked to any of the terms, conditions, or privileges that accompanied or were related to the plaintiffsâ purchase of their property. But thatâs what § 3604(b) requires.
Here, however, the Blochsâ agreement to subject their rights to the restrictions imposed by the Board was a âconditionâ of the Blochsâ purchase; the Boardâs power to restrict unit ownersâ rights flows from the terms of the sale. And the Blochs alleged that the Board discriminated against them in wielding that power. Consequently, because the Blochs purchased dwellings subject to the condition that the Condo Association can enact rules that restrict the buyerâs rights in the future, § 3604(b) prohibits the Association from discriminating against the Blochs through its enforcement of the rules, even facially neutral rules.
Allowing certain claims for post-acquisition discrimination to proceed under § 3604(b) is also consistent, as the panel dissent observed, with regulations adopted by HUD, the agency responsible for implementing the FHA. The HUD regulations explain that § 3604(b)âs protections extend *781 to prohibit â[limiting the use of privileges, services or facilities associated with a dwelling because of race [or] ... religion ... of an owner, tenant or a person associated with him or her.â 24 C.F.R. § 100.65(b)(4) (emphasis added). Though a rote application of Chevron deference might be inconsistent with the judicially enforceable nature of the FHAâs private right of action, see Adams Fruit Co. v. Barrett, 494 U.S. 638, 649-50, 110 S.Ct. 1384, 108 L.Ed.2d 585 (1990); NAACP v. Am. Family Mut. Ins. Co., 978 F.2d 287, 300 (7th Cir.1992), the Supreme Court has nonetheless recognized that HUDâs views about the meaning of the FHA are entitled to âgreat weight,â Trafficante, 409 U.S. at 210, 93 S.Ct. 364; see also NAACP, 978 F.2d at 300 (âIt would be weird to say that Title VIII applies ... on judicial review of administrative actions but not when the litigation begins in district court.â). Accordingly, if the Blochs produced sufficient evidence of discrimination, we conclude that § 3604(b) could support the Blochsâ claim.
C. 42 U.S.C. § 3617
The Blochsâ third and final FHA theory arises under §